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Although the overall goal is to build business credit and to separate your personal from your business finances, you still need to maintain and establish good credit personally. Most new and small companies don’t start off building their business credit correctly. That normally requires lenders and most creditors to request the personal credit profile and sometimes assets of the business owner for approval. As a business owner most lending environments expect you to sign a personal guarantee on any kind of loan or credit for the business. This is not always the norm or mandatory but it has become common practice in today’s lending industry. So if you are a business owner or contribute to the business finances, you would want to have good personal credit as well.
If you are looking to buy a home or get pre-approved, we can
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